7363 Malcolms Grove DrCrestonCA93432
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 7363 Malcolms Grove Dr, Creston, CA, 93432 in Creston is capital appreciation. Rental yield 3.71%. The 3.71% gross yield at $1,399,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $386,518 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.69) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $251,639.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 6.0% |
| Monthly Cash Flow | $(4,332) | $1,200 |
City averages based on Creston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,322 |
| Total Monthly Debt Service | $8,098 |
| DSCR Ratio | 0.53x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2022
60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93432, Creston, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 623 (100%) |
| Owner Occupied HU | 347 (55.7%) |
| Renter Occupied HU | 133 (21.3%) |
| Vacant Housing Units | 143 (23.0%) |
| Median Home Value | $1,494,792 |
| Average Home Value | $1,412,493 |
Housing Distribution
Address Breakdown
Residential
354
Single Family
351
Multi-Family
3
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2022
60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93432, Creston, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 623 (100%) |
| Owner Occupied HU | 347 (55.7%) |
| Renter Occupied HU | 133 (21.3%) |
| Vacant Housing Units | 143 (23.0%) |
| Median Home Value | $1,494,792 |
| Average Home Value | $1,412,493 |
Housing Distribution
Address Breakdown
Residential
354
Single Family
351
Multi-Family
3
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices