7361 Chesapeake Rd, Baltimore, MD, 21220 | $138/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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7361 Chesapeake Rd, Baltimore, MD, 21220 | $138/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Baltimore at 7361 Chesapeake Rd, Baltimore, MD, 21220 earns $138/mo cash flow from $2,843/mo rent with a $2,129/mo payment. Total monthly income totals $2,843/mo, and annual cash flow totals $1,651/yr on $144,203 capital. ROI tracks 21.05% on current figures, and rental yield reads 7.84% at a $435,000 purchase. Equity gained on principal adds $2,807/yr, and 5% annual appreciation supports $120,182 over five years. Five-year ROI reaches 109.02% and total cumulative return in cash sums $157,212. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,843/mo property income instead of your personal income.

Single Family

Built in 1941

10,000 sqft lot

$N/A/sqft

No HOA

More details about the property

Discover the perfect blend of comfort, space, and modern style in this beautifully renovated 5-bedroom, 2.5-bathroom home located in the peaceful waterfront community of Oliver Beach on the Gunpowder River. Enjoy the relaxed lifestyle this sought-after neighborhood offers, with a community boat ramp, and parks Step inside to find brand-new laminate flooring, fresh carpet, and thoughtful upgrades throughout. The main level features a first-floor bedroom and a convenient powder room, ideal for guests or flexible living arrangements. The large eat-in kitchen serves as the heart of the home, boasting a cozy fireplace, quartz countertops with full-height backsplash, a quartz waterfall island, a double-door pantry, and direct access to a spacious deckperfect for outdoor dining and gatherings. Upstairs, you'll find generously sized bedrooms and modern, fully updated bathrooms with stylish tile surround. The fully finished basement offers additional living space and the potential for a 5th bedroom, or home office, and for added peace of mind the entire basement has been fully waterproofed. No detail has been overlookedthis home offers brand-new HVAC, new hot water heater, new plumbing and electrical throughout (including the main service line), and a brand-new concrete driveway. The huge flat fenced yard provides endless possibilities for play, pets, or entertaining. Move right in and enjoy all that waterfront living in Oliver Beach has to offermodern updates, community charm, and unmatched convenience.

Neighborhood Data

Neighborhood data shown for ZIP Code: 21220, Middle River, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	18,638 (100%)
Owner Occupied HU	11,529 (61.9%)
Renter Occupied HU	5,869 (31.5%)
Vacant Housing Units	1,240 ( 6.7%)
Median Home Value	$340,792
Average Home Value	$401,193