736 S Pershing AveYorkPA17401
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder736 S Pershing Ave, York, PA, 17401 in York is a stable, well-positioned rental at $185,000. Rental yield 7.34%. DSCR 1.36 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $51,112 in value and $1,704/yr in principal paydown builds equity, a total projected return of $65,321.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.8% |
| Monthly Cash Flow | $(80) | $850 |
City averages based on York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,132 |
| Total Monthly Debt Service | $1,139 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1990
1,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17401, York, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,510 (100%) |
| Owner Occupied HU | 1,858 (21.8%) |
| Renter Occupied HU | 5,457 (64.1%) |
| Vacant Housing Units | 1,195 (14.0%) |
| Median Home Value | $84,129 |
| Average Home Value | $178,841 |
Housing Distribution
Address Breakdown
Residential
6,899
Single Family
5,815
Multi-Family
1,084
Businesses
687
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1990
1,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17401, York, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,510 (100%) |
| Owner Occupied HU | 1,858 (21.8%) |
| Renter Occupied HU | 5,457 (64.1%) |
| Vacant Housing Units | 1,195 (14.0%) |
| Median Home Value | $84,129 |
| Average Home Value | $178,841 |
Housing Distribution
Address Breakdown
Residential
6,899
Single Family
5,815
Multi-Family
1,084
Businesses
687
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Philip Accardo • Keller Williams Keystone Realty
Mls Name: Bright MLS
Mls ID: #PAYK2094472