7345 Rahkola RdEmbarrassMN55732
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 7345 Rahkola Rd, Embarrass, MN, 55732 in Embarrass: $4,043/mo in rent, $1,420/mo net, 11.55% gross yield, all on a $419,999 acquisition. The 2.14 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $116,038 in value, and $3,868/yr in principal paydown steadily builds equity. Projected total cumulative return: $250,729.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 7.0% |
| Monthly Cash Flow | $1,420 | $300 |
City averages based on Embarrass market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,043 |
| Total Monthly Debt Service | $2,456 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
11.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55732, Embarrass, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 759 (100%) |
| Owner Occupied HU | 569 (75.0%) |
| Renter Occupied HU | 36 ( 4.7%) |
| Vacant Housing Units | 154 (20.3%) |
| Median Home Value | $255,380 |
| Average Home Value | $326,090 |
Housing Distribution
Address Breakdown
Residential
645
Single Family
645
Multi-Family
0
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
11.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55732, Embarrass, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 759 (100%) |
| Owner Occupied HU | 569 (75.0%) |
| Renter Occupied HU | 36 ( 4.7%) |
| Vacant Housing Units | 154 (20.3%) |
| Median Home Value | $255,380 |
| Average Home Value | $326,090 |
Housing Distribution
Address Breakdown
Residential
645
Single Family
645
Multi-Family
0
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices