7342 W Main StMaryvilleIL62062
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 7342 W Main St, Maryville, IL, 62062 in Maryville at $295,000 earns $2,077/mo in rent and nets $31/mo after the $1,327/mo payment, a 8.45% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $81,503 over five years. Ziffy Mortgage underwrites this on a 1.57 DSCR without U.S. credit history. With $2,717/yr in principal paydown, total projected return reaches $114,786.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 7.0% |
| Monthly Cash Flow | $31 | $150 |
City averages based on Maryville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,077 |
| Total Monthly Debt Service | $1,929 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62062, Maryville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,635 (100%) |
| Owner Occupied HU | 2,806 (77.2%) |
| Renter Occupied HU | 682 (18.8%) |
| Vacant Housing Units | 147 ( 4.0%) |
| Median Home Value | $269,831 |
| Average Home Value | $281,955 |
Housing Distribution
Address Breakdown
Residential
3,626
Single Family
3,524
Multi-Family
102
Businesses
375
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62062, Maryville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,635 (100%) |
| Owner Occupied HU | 2,806 (77.2%) |
| Renter Occupied HU | 682 (18.8%) |
| Vacant Housing Units | 147 ( 4.0%) |
| Median Home Value | $269,831 |
| Average Home Value | $281,955 |
Housing Distribution
Address Breakdown
Residential
3,626
Single Family
3,524
Multi-Family
102
Businesses
375
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices