734 Port Leon DrSaint MarksFL32355
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.6% gross rental yield, 734 Port Leon Dr, Saint Marks, FL, 32355 in Saint Marks is priced for capital growth, not immediate cash flow. The $170,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $46,968 by year five, with $1,566/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (2.06) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $93,384.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 7.0% |
| Monthly Cash Flow | $(1,149) | $500 |
City averages based on Saint Marks market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,572 |
| Total Monthly Debt Service | $1,061 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32355, Saint Marks, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 163 (100%) |
| Owner Occupied HU | 118 (72.4%) |
| Renter Occupied HU | 12 ( 7.4%) |
| Vacant Housing Units | 33 (20.2%) |
| Median Home Value | $336,000 |
| Average Home Value | $350,932 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32355, Saint Marks, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 163 (100%) |
| Owner Occupied HU | 118 (72.4%) |
| Renter Occupied HU | 12 ( 7.4%) |
| Vacant Housing Units | 33 (20.2%) |
| Median Home Value | $336,000 |
| Average Home Value | $350,932 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: TBR
Mls ID: #386448