734 Brady LnStanleyID83278
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 734 Brady Ln, Stanley, ID, 83278 in Stanley. Rental yield 0.85%. At $1,800,000 with 0.85% gross yield, current distributions are modest, but the 5% appreciation rate projects $497,307 in new equity by year five, complemented by $16,578/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.16) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $94,525.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.9% | 8.0% |
| Monthly Cash Flow | $(9,084) | $300 |
City averages based on Stanley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,271 |
| Total Monthly Debt Service | $9,639 |
| DSCR Ratio | 0.13x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
22.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83278, Stanley, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 744 (100%) |
| Owner Occupied HU | 188 (25.3%) |
| Renter Occupied HU | 79 (10.6%) |
| Vacant Housing Units | 477 (64.1%) |
| Median Home Value | $636,555 |
| Average Home Value | $910,306 |
Housing Distribution
Address Breakdown
Residential
49
Single Family
49
Multi-Family
0
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
22.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83278, Stanley, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 744 (100%) |
| Owner Occupied HU | 188 (25.3%) |
| Renter Occupied HU | 79 (10.6%) |
| Vacant Housing Units | 477 (64.1%) |
| Median Home Value | $636,555 |
| Average Home Value | $910,306 |
Housing Distribution
Address Breakdown
Residential
49
Single Family
49
Multi-Family
0
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices