7336 Flora AveSaint LouisMO63143
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 7336 Flora Ave, Saint Louis, MO, 63143 in Saint Louis. Rental yield 6.67%. The 1.24 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $95,317 and $3,177/yr in principal reduction project total return of $115,917.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 7.8% |
| Monthly Cash Flow | $(232) | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,916 |
| Total Monthly Debt Service | $2,011 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1906
7,501 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63143, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,726 (100%) |
| Owner Occupied HU | 2,376 (41.5%) |
| Renter Occupied HU | 2,828 (49.4%) |
| Vacant Housing Units | 522 ( 9.1%) |
| Median Home Value | $275,000 |
| Average Home Value | $311,952 |
Housing Distribution
Address Breakdown
Residential
5,318
Single Family
3,209
Multi-Family
2,109
Businesses
572
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1906
7,501 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63143, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,726 (100%) |
| Owner Occupied HU | 2,376 (41.5%) |
| Renter Occupied HU | 2,828 (49.4%) |
| Vacant Housing Units | 522 ( 9.1%) |
| Median Home Value | $275,000 |
| Average Home Value | $311,952 |
Housing Distribution
Address Breakdown
Residential
5,318
Single Family
3,209
Multi-Family
2,109
Businesses
572
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shelby M Parker • Coldwell Banker Realty - Gundaker
Mls Name: MARIS
Mls ID: #26008802