7333 23rd StZephyrhillsFL33540
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 7333 23rd St, Zephyrhills, FL, 33540 in Zephyrhills speaks for itself: 11.68% gross on a $209,900 price, generating $2,042/mo in rent and $649/mo in net income after the $944/mo debt service. DSCR 2.16, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,794 stacks alongside $57,992 in projected five-year appreciation and $1,933/yr in principal reduction. Projected total cumulative return: $121,774.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 7.5% |
| Monthly Cash Flow | $649 | $300 |
City averages based on Zephyrhills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,042 |
| Total Monthly Debt Service | $1,309 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1992
0.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33540, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,355 (100%) |
| Owner Occupied HU | 4,151 (65.3%) |
| Renter Occupied HU | 858 (13.5%) |
| Vacant Housing Units | 1,346 (21.2%) |
| Median Home Value | $261,169 |
| Average Home Value | $272,857 |
Housing Distribution
Address Breakdown
Residential
5,899
Single Family
5,254
Multi-Family
645
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1992
0.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33540, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,355 (100%) |
| Owner Occupied HU | 4,151 (65.3%) |
| Renter Occupied HU | 858 (13.5%) |
| Vacant Housing Units | 1,346 (21.2%) |
| Median Home Value | $261,169 |
| Average Home Value | $272,857 |
Housing Distribution
Address Breakdown
Residential
5,899
Single Family
5,254
Multi-Family
645
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ron Denney • LAND SOUTH REALTY, LLC
Mls Name: Stellar MLS
Mls ID: #B4902014