7328 Steve Degroat LnEl PasoTX79911
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow7328 Steve Degroat Ln, El Paso, TX, 79911 in El Paso is a top-tier cash-flow asset. At $369,000 it produces $4,207/mo in rent and $1,281/mo in net monthly income, a 13.68% gross rental yield. The DSCR of 2.54 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $15,368. Five-year appreciation adds $101,948, driving a total cumulative return of $225,150.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.7% | 5.8% |
| Monthly Cash Flow | $1,281 | $385 |
City averages based on El Paso market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,207 |
| Total Monthly Debt Service | $2,780 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2014
7,840 sqft lot
$N/A/sqft
$125 semi-annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79911, El Paso, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,934 (100%) |
| Owner Occupied HU | 2,906 (73.9%) |
| Renter Occupied HU | 821 (20.9%) |
| Vacant Housing Units | 207 ( 5.3%) |
| Median Home Value | $317,238 |
| Average Home Value | $346,446 |
Housing Distribution
Address Breakdown
Residential
3,851
Single Family
3,392
Multi-Family
459
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2014
7,840 sqft lot
$N/A/sqft
$125 semi-annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79911, El Paso, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,934 (100%) |
| Owner Occupied HU | 2,906 (73.9%) |
| Renter Occupied HU | 821 (20.9%) |
| Vacant Housing Units | 207 ( 5.3%) |
| Median Home Value | $317,238 |
| Average Home Value | $346,446 |
Housing Distribution
Address Breakdown
Residential
3,851
Single Family
3,392
Multi-Family
459
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices