7327 Sunlight LnHoustonTX77095
INVESTMENT ANALYSIS
Investment Verdict
Solid Income7327 Sunlight Ln, Houston, TX, 77095 in Houston carries a 1.56 coverage ratio, rent of $2,102/mo is 1.56 times the $1,344/mo payment. Rental yield 8.44%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $299,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $82,608; total projected cumulative return: $113,100.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $(62) | $450 |
City averages based on Houston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,102 |
| Total Monthly Debt Service | $2,007 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
6,359 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77095, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,210 (100%) |
| Owner Occupied HU | 17,523 (66.9%) |
| Renter Occupied HU | 7,586 (28.9%) |
| Vacant Housing Units | 1,101 ( 4.2%) |
| Median Home Value | $314,917 |
| Average Home Value | $335,145 |
Housing Distribution
Address Breakdown
Residential
25,693
Single Family
20,074
Multi-Family
5,619
Businesses
1,242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
6,359 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77095, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,210 (100%) |
| Owner Occupied HU | 17,523 (66.9%) |
| Renter Occupied HU | 7,586 (28.9%) |
| Vacant Housing Units | 1,101 ( 4.2%) |
| Median Home Value | $314,917 |
| Average Home Value | $335,145 |
Housing Distribution
Address Breakdown
Residential
25,693
Single Family
20,074
Multi-Family
5,619
Businesses
1,242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices