7313 Rathbun RdBirch RunMI48415
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 7313 Rathbun Rd, Birch Run, MI, 48415 in Birch Run at $270,000 earns $1,904/mo in rent and nets $124/mo after the $1,280/mo payment, a 8.46% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $74,596 over five years. Ziffy Mortgage underwrites this on a 1.49 DSCR without U.S. credit history. With $2,263/yr in principal paydown, total projected return reaches $105,726.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 9.0% |
| Monthly Cash Flow | $124 | $800 |
City averages based on Birch Run market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,904 |
| Total Monthly Debt Service | $1,739 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
3.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48415, Birch Run, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,847 (100%) |
| Owner Occupied HU | 3,049 (79.3%) |
| Renter Occupied HU | 572 (14.9%) |
| Vacant Housing Units | 226 ( 5.9%) |
| Median Home Value | $228,437 |
| Average Home Value | $273,805 |
Housing Distribution
Address Breakdown
Residential
3,736
Single Family
3,627
Multi-Family
109
Businesses
284
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
