7305 Highway 96, Fayette, AL, 35555 | 6.55% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $1,637/mo, and a $1,468/mo payment. Purchase price stands at $300,000, and rental yield measures 6.55% with $1,637/mo rent. Return on cash invested shows 19.23% in year one, and 5% annual appreciation builds toward $82,884 over five years. Five-year ROI reaches 98.49% and total cumulative return in cash records $97,944. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,637/mo property income covering a $1,468/mo payment rather than investor’s personal income.

Single Family

Built in N/A

3.76 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35555, Fayette, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,507 (100%)
Owner Occupied HU	2,740 (60.8%)
Renter Occupied HU	1,038 (23.0%)
Vacant Housing Units	729 (16.2%)
Median Home Value	$171,483
Average Home Value	$279,089