7302 Campflowers RdYoungstownFL32466
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 7302 Campflowers Rd, Youngstown, FL, 32466 in Youngstown is narrow, $153/mo net on $1,082/mo rent after the $664/mo debt service, but the property operates at break-even-plus, not a loss. At $140,000 with a 9.27% yield, the long-run equity case via 5% appreciation ($38,679 over five years) and $1,174/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.63 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $60,604.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 7.0% |
| Monthly Cash Flow | $153 | $1,200 |
City averages based on Youngstown market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,082 |
| Total Monthly Debt Service | $908 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1991
0.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32466, Youngstown, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,703 (100%) |
| Owner Occupied HU | 2,069 (76.5%) |
| Renter Occupied HU | 312 (11.5%) |
| Vacant Housing Units | 322 (11.9%) |
| Median Home Value | $188,365 |
| Average Home Value | $284,495 |
Housing Distribution
Address Breakdown
Residential
2,593
Single Family
2,593
Multi-Family
0
Businesses
124
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: N/A • N/A
Mls Name: CPAR
Mls Provider:
Mls ID: #795170
