730 E Mesquite StPhoenixAZ85086
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 730 E Mesquite St, Phoenix, AZ, 85086 in Phoenix the bet is firmly on appreciation. Rental yield 4.25%. The 4.25% gross yield on a $897,000 price is below income-first thresholds, but 5%/yr value growth projects $247,825 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.79) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $200,891.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 6.2% |
| Monthly Cash Flow | $(2,149) | $450 |
City averages based on Phoenix market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,174 |
| Total Monthly Debt Service | $4,966 |
| DSCR Ratio | 0.64x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
1.01 Acres lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85086, Phoenix, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,839 (100%) |
| Owner Occupied HU | 13,349 (79.3%) |
| Renter Occupied HU | 2,307 (13.7%) |
| Vacant Housing Units | 1,183 ( 7.0%) |
| Median Home Value | $607,093 |
| Average Home Value | $650,277 |
Housing Distribution
Address Breakdown
Residential
16,294
Single Family
4,284
Multi-Family
12,010
Businesses
422
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
1.01 Acres lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85086, Phoenix, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,839 (100%) |
| Owner Occupied HU | 13,349 (79.3%) |
| Renter Occupied HU | 2,307 (13.7%) |
| Vacant Housing Units | 1,183 ( 7.0%) |
| Median Home Value | $607,093 |
| Average Home Value | $650,277 |
Housing Distribution
Address Breakdown
Residential
16,294
Single Family
4,284
Multi-Family
12,010
Businesses
422
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ana M Woods • Dominion Group Properties
Mls Name: ARMLS
Mls Provider:
Mls ID: #6790998
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010