730 3rd St W, Whitefish, MT, 59937 | 5.51% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Whitefish at 730 3rd St W, Whitefish, MT, 59937 offers a 5.51% rental yield on a $649,000 purchase with $2,980/mo rent. 49% in year one. Equity gained on principal adds $4,188/yr while 5% annual appreciation supports $179,307 over five years. Portfolio math shows five-year ROI at 78.65% and total cumulative return in cash at $167,940. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,980/mo property income against a $3,177/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1962

0.29 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 59937, Whitefish, MT area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,003 (100%)
Owner Occupied HU	4,953 (55.0%)
Renter Occupied HU	2,087 (23.2%)
Vacant Housing Units	1,963 (21.8%)
Median Home Value	$826,036
Average Home Value	$961,227