73-1060 Kuuleialoha CirKailua KonaHI96740
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis Kailua Kona rental at 73-1060 Kuuleialoha Cir, Kailua Kona, HI, 96740 sits in the solid-income band: 7.39% gross yield, $5,759/mo rent, $347/mo net after the $4,432/mo debt service, DSCR 1.30. Entry price of $935,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $258,323 and $7,838/yr in principal reduction bring total cumulative return to $362,922.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 4.8% |
| Monthly Cash Flow | $347 | $1,850 |
City averages based on Kailua Kona market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,759 |
| Total Monthly Debt Service | $5,180 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2010
10,455 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96740, Kailua Kona, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,076 (100%) |
| Owner Occupied HU | 9,918 (49.4%) |
| Renter Occupied HU | 5,421 (27.0%) |
| Vacant Housing Units | 4,737 (23.6%) |
| Median Home Value | $841,538 |
| Average Home Value | $933,708 |
Housing Distribution
Address Breakdown
Residential
14,399
Single Family
12,335
Multi-Family
2,064
Businesses
1,754
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
No similar price properties found nearby.
Listed by: Kristina R Vaughn-Hazard • COMPASS
Mls Name: Hawaii Information Service
Mls ID: #726783
