729 47th St SGreat FallsMT59405
INVESTMENT ANALYSIS
Investment Verdict
Solid Income729 47th St S, Great Falls, MT, 59405 in Great Falls is a solid income-producing rental, 8.24% gross yield, $2,260/mo rent, $337/mo net cash flow on a $329,000 buy. DSCR 1.53 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $90,897 and $3,030/yr in principal reduction project a total cumulative return of $146,003.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.1% |
| Monthly Cash Flow | $337 | $420 |
City averages based on Great Falls market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,260 |
| Total Monthly Debt Service | $1,792 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
7,492 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59405, Great Falls, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,339 (100%) |
| Owner Occupied HU | 7,498 (48.9%) |
| Renter Occupied HU | 6,585 (42.9%) |
| Vacant Housing Units | 1,256 ( 8.2%) |
| Median Home Value | $263,717 |
| Average Home Value | $330,908 |
Housing Distribution
Address Breakdown
Residential
15,583
Single Family
13,599
Multi-Family
1,984
Businesses
990
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
7,492 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59405, Great Falls, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,339 (100%) |
| Owner Occupied HU | 7,498 (48.9%) |
| Renter Occupied HU | 6,585 (42.9%) |
| Vacant Housing Units | 1,256 ( 8.2%) |
| Median Home Value | $263,717 |
| Average Home Value | $330,908 |
Housing Distribution
Address Breakdown
Residential
15,583
Single Family
13,599
Multi-Family
1,984
Businesses
990
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MRMLS
Mls ID: #30067043