7280 Baldwin StWarrentonVA20187
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who value predictability will appreciate 7280 Baldwin St, Warrenton, VA, 20187 in Warrenton. At $614,900 it earns $3,974/mo in rent and distributes $299/mo to the owner after the $2,765/mo payment, a consistent 7.76% yield. DSCR 1.44 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $169,886 in value; $5,663/yr in principal paydown compounds ownership stake. Total projected return: $251,777.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.2% |
| Monthly Cash Flow | $299 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,974 |
| Total Monthly Debt Service | $3,431 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20187, Warrenton, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,978 (100%) |
| Owner Occupied HU | 6,191 (88.7%) |
| Renter Occupied HU | 582 ( 8.3%) |
| Vacant Housing Units | 205 ( 2.9%) |
| Median Home Value | $632,069 |
| Average Home Value | $666,300 |
Housing Distribution
Address Breakdown
Residential
6,686
Single Family
6,593
Multi-Family
93
Businesses
332
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20187, Warrenton, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,978 (100%) |
| Owner Occupied HU | 6,191 (88.7%) |
| Renter Occupied HU | 582 ( 8.3%) |
| Vacant Housing Units | 205 ( 2.9%) |
| Median Home Value | $632,069 |
| Average Home Value | $666,300 |
Housing Distribution
Address Breakdown
Residential
6,686
Single Family
6,593
Multi-Family
93
Businesses
332
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices