728 S Sandstone RdWilliamsIN47470
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play728 S Sandstone Rd, Williams, IN, 47470 in Williams is priced for appreciation, not yield. Rental yield 3.08%. At $824,900 with a 3.08% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $227,905 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.57) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $129,660.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.1% | 8.5% |
| Monthly Cash Flow | $(2,836) | $350 |
City averages based on Williams market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,116 |
| Total Monthly Debt Service | $4,624 |
| DSCR Ratio | 0.46x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
95.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47470, Williams, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 728 (100%) |
| Owner Occupied HU | 530 (72.8%) |
| Renter Occupied HU | 76 (10.4%) |
| Vacant Housing Units | 122 (16.8%) |
| Median Home Value | $213,483 |
| Average Home Value | $296,123 |
Housing Distribution
Address Breakdown
Residential
650
Single Family
650
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
95.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47470, Williams, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 728 (100%) |
| Owner Occupied HU | 530 (72.8%) |
| Renter Occupied HU | 76 (10.4%) |
| Vacant Housing Units | 122 (16.8%) |
| Median Home Value | $213,483 |
| Average Home Value | $296,123 |
Housing Distribution
Address Breakdown
Residential
650
Single Family
650
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices