728 NE 103rd StOklahoma CityOK73131
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 728 NE 103rd St, Oklahoma City, OK, 73131 in Oklahoma City is narrow, $122/mo net on $1,440/mo rent after the $908/mo debt service, but the property operates at break-even-plus, not a loss. At $201,900 with a 8.56% yield, the long-run equity case via 5% appreciation ($55,781 over five years) and $1,860/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.59 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $86,423.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 10.0% |
| Monthly Cash Flow | $122 | $450 |
City averages based on Oklahoma City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,440 |
| Total Monthly Debt Service | $1,209 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
4,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73131, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,404 (100%) |
| Owner Occupied HU | 1,072 (76.4%) |
| Renter Occupied HU | 180 (12.8%) |
| Vacant Housing Units | 152 (10.8%) |
| Median Home Value | $351,873 |
| Average Home Value | $496,277 |
Housing Distribution
Address Breakdown
Residential
1,337
Single Family
1,334
Multi-Family
3
Businesses
201
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
4,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73131, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,404 (100%) |
| Owner Occupied HU | 1,072 (76.4%) |
| Renter Occupied HU | 180 (12.8%) |
| Vacant Housing Units | 152 (10.8%) |
| Median Home Value | $351,873 |
| Average Home Value | $496,277 |
Housing Distribution
Address Breakdown
Residential
1,337
Single Family
1,334
Multi-Family
3
Businesses
201
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brett Creager • Copper Creek Real Estate
Mls Name: MLSOK/OKCMAR
Mls ID: #1211018