7278 N Galt PointCitrus SpringsFL34433
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Citrus Springs rentals match the income profile of 7278 N Galt Point, Citrus Springs, FL, 34433. Listed at $285,990, gross rent is $2,578/mo and net cash flow is $680/mo, a 10.82% yield well above national averages. DSCR 2.00 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $79,014 by year five with $2,634/yr in annual principal reduction, projecting $152,760 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.2% |
| Monthly Cash Flow | $680 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,578 |
| Total Monthly Debt Service | $1,784 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34433, Dunnellon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,385 (100%) |
| Owner Occupied HU | 3,508 (80.0%) |
| Renter Occupied HU | 366 ( 8.3%) |
| Vacant Housing Units | 511 (11.7%) |
| Median Home Value | $313,016 |
| Average Home Value | $338,342 |
Housing Distribution
Address Breakdown
Residential
4,193
Single Family
4,193
Multi-Family
0
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34433, Dunnellon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,385 (100%) |
| Owner Occupied HU | 3,508 (80.0%) |
| Renter Occupied HU | 366 ( 8.3%) |
| Vacant Housing Units | 511 (11.7%) |
| Median Home Value | $313,016 |
| Average Home Value | $338,342 |
Housing Distribution
Address Breakdown
Residential
4,193
Single Family
4,193
Multi-Family
0
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Anne E Peterson Eger • D.R.Horton Realty, Inc
Mls Name: HCMLS
Mls ID: #2255448