727 Old Lincoln HwyCrescentIA51526
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing727 Old Lincoln Hwy, Crescent, IA, 51526 in Crescent is a stable, well-positioned rental at $217,500. Rental yield 6.85%. DSCR 1.27 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $60,091 in value and $2,003/yr in principal paydown builds equity, a total projected return of $71,769.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.0% |
| Monthly Cash Flow | $(171) | $300 |
City averages based on Crescent market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,242 |
| Total Monthly Debt Service | $1,326 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1965
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51526, Crescent, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 775 (100%) |
| Owner Occupied HU | 647 (83.5%) |
| Renter Occupied HU | 75 ( 9.7%) |
| Vacant Housing Units | 53 ( 6.8%) |
| Median Home Value | $344,750 |
| Average Home Value | $383,566 |
Housing Distribution
Address Breakdown
Residential
624
Single Family
623
Multi-Family
1
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1965
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51526, Crescent, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 775 (100%) |
| Owner Occupied HU | 647 (83.5%) |
| Renter Occupied HU | 75 ( 9.7%) |
| Vacant Housing Units | 53 ( 6.8%) |
| Median Home Value | $344,750 |
| Average Home Value | $383,566 |
Housing Distribution
Address Breakdown
Residential
624
Single Family
623
Multi-Family
1
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices