727 Jay StUticaNY13501
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Utica at 727 Jay St, Utica, NY, 13501 priced at $104,900 converts $1,058/mo rent into $358/mo cash flow after a $513/mo obligation. Total monthly income equals $1,058/mo, and annual cash flow totals $4,295/yr on $34,774 invested. Return on cash invested prints 32.26% in year one, and rental yield reads 12.1% against a $104,900 entry. Equity gained on principal adds $677/yr, while 5% annual appreciation compiles into $28,982 by year five. Five-year ROI reaches 169.7% and total cumulative return in cash sums $59,010. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,058/mo property income covering a $513/mo payment, not borrower’s personal income.
Multi Family
Built in 1950
4,199 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13501, Utica, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,745 (100%) |
| Owner Occupied HU | 6,876 (38.7%) |
| Renter Occupied HU | 8,830 (49.8%) |
| Vacant Housing Units | 2,039 (11.5%) |
| Median Home Value | $170,954 |
| Average Home Value | $241,228 |
Housing Distribution
Address Breakdown
Residential
14,993
Single Family
12,970
Multi-Family
2,023
Businesses
995
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