727 Cottage Ave ESaint PaulMN55106








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint Paul at 727 Cottage Ave E, Saint Paul, MN, 55106 with 5% annual appreciation on a $309,900 basis while $3,005/mo rent supports operations. Total monthly income totals $3,005/mo and a $1,517/mo payment preserves $1,070/mo for cash returns. Annual cash flow comes to $12,836/yr on $102,732 deployed, and return on cash invested reaches 32.4% in year one. Equity gained on principal adds $2,000/yr, and five-year appreciation sums $85,620 alongside rental yield of 11.64%. Five-year ROI measures 169.92% and total cumulative return in cash totals $174,564.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,005/mo property income versus a $1,517/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1937
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55106, Saint Paul, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,418 (100%) |
| Owner Occupied HU | 10,122 (52.1%) |
| Renter Occupied HU | 8,136 (41.9%) |
| Vacant Housing Units | 1,160 ( 6.0%) |
| Median Home Value | $277,944 |
| Average Home Value | $322,155 |
Housing Distribution
Address Breakdown
Residential
18,750
Single Family
15,338
Multi-Family
3,412
Businesses
743
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Listed by: Erin Koch • RE/MAX Results
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls ID: #6801363








