726 Wyoming StGoodingID83330
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 726 Wyoming St, Gooding, ID, 83330 in Gooding speaks for itself: 10.42% gross on a $274,900 price, generating $2,388/mo in rent and $807/mo in net income after the $1,236/mo debt service. DSCR 1.93, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,679 stacks alongside $75,950 in projected five-year appreciation and $2,532/yr in principal reduction. Projected total cumulative return: $155,682.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.0% |
| Monthly Cash Flow | $807 | $200 |
City averages based on Gooding market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,388 |
| Total Monthly Debt Service | $1,472 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83330, Gooding, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,634 (100%) |
| Owner Occupied HU | 1,737 (65.9%) |
| Renter Occupied HU | 779 (29.6%) |
| Vacant Housing Units | 118 ( 4.5%) |
| Median Home Value | $274,257 |
| Average Home Value | $321,737 |
Housing Distribution
Address Breakdown
Residential
2,514
Single Family
2,509
Multi-Family
5
Businesses
216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83330, Gooding, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,634 (100%) |
| Owner Occupied HU | 1,737 (65.9%) |
| Renter Occupied HU | 779 (29.6%) |
| Vacant Housing Units | 118 ( 4.5%) |
| Median Home Value | $274,257 |
| Average Home Value | $321,737 |
Housing Distribution
Address Breakdown
Residential
2,514
Single Family
2,509
Multi-Family
5
Businesses
216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Angelica Delval-Gonzalez • Re/MAX Legacy
Mls Name: Sun Valley BOR MLS
Mls Provider:
Mls ID: #24-332057
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information provided by Sun Valley Board of REALTORS/ Sun Valley Multiple Listing Service is deemed reliable but not guaranteed by the MLS. The properties displayed are provided courtesy of Real Estate Brokers participating in the Sun Valley Board of REALTORS/ Sun Valley Multiple Listing Service Internet Data Exchange Program (IDX).