726 Carter StFordyceAR71742
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Fordyce rental at 726 Carter St, Fordyce, AR, 71742 sits in the solid-income band: 8.69% gross yield, $1,483/mo rent, $252/mo net after the $921/mo debt service, DSCR 1.61. Entry price of $204,750 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $56,569 and $1,886/yr in principal reduction bring total cumulative return to $93,731.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 8.0% |
| Monthly Cash Flow | $252 | $250 |
City averages based on Fordyce market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,483 |
| Total Monthly Debt Service | $1,149 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71742, Fordyce, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,235 (100%) |
| Owner Occupied HU | 1,194 (53.4%) |
| Renter Occupied HU | 642 (28.7%) |
| Vacant Housing Units | 399 (17.9%) |
| Median Home Value | $115,802 |
| Average Home Value | $158,187 |
Housing Distribution
Address Breakdown
Residential
2,021
Single Family
1,905
Multi-Family
116
Businesses
298
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71742, Fordyce, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,235 (100%) |
| Owner Occupied HU | 1,194 (53.4%) |
| Renter Occupied HU | 642 (28.7%) |
| Vacant Housing Units | 399 (17.9%) |
| Median Home Value | $115,802 |
| Average Home Value | $158,187 |
Housing Distribution
Address Breakdown
Residential
2,021
Single Family
1,905
Multi-Family
116
Businesses
298
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices