725 S South Woods RdBrushtonNY12916
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 725 S South Woods Rd, Brushton, NY, 12916 in Brushton at $165,000. Rental yield 6.94%. The 6.94% yield and 1.29 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $45,586 by year five, and $1,520/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $53,414.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.2% |
| Monthly Cash Flow | $(148) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $954 |
| Total Monthly Debt Service | $1,036 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
0.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12916, Brushton, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,179 (100%) |
| Owner Occupied HU | 755 (64.0%) |
| Renter Occupied HU | 251 (21.3%) |
| Vacant Housing Units | 173 (14.7%) |
| Median Home Value | $163,117 |
| Average Home Value | $366,308 |
Housing Distribution
Address Breakdown
Residential
798
Single Family
781
Multi-Family
17
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
0.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12916, Brushton, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,179 (100%) |
| Owner Occupied HU | 755 (64.0%) |
| Renter Occupied HU | 251 (21.3%) |
| Vacant Housing Units | 173 (14.7%) |
| Median Home Value | $163,117 |
| Average Home Value | $366,308 |
Housing Distribution
Address Breakdown
Residential
798
Single Family
781
Multi-Family
17
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melinda St Hilaire • Home Roots Realty
Mls Name: ACVMLS
Mls Provider:
Mls ID: #204616
Disclaimer: Listing data courtesy of the Internet Data Exchange (IDX) Program of the Adirondack Champlain Valley Multiple Listing Service. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing information deemed reliable but not guaranteed.