725 S Gaybar AveWest CovinaCA91790
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play725 S Gaybar Ave, West Covina, CA, 91790 in West Covina is priced for appreciation, not yield. Rental yield 5.97%. At $852,000 with a 5.97% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $235,392 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.11) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $256,567.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 6.0% |
| Monthly Cash Flow | $(1,033) | $600 |
City averages based on West Covina market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,237 |
| Total Monthly Debt Service | $4,932 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
7,965 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91790, West Covina, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,495 (100%) |
| Owner Occupied HU | 8,554 (59.0%) |
| Renter Occupied HU | 5,346 (36.9%) |
| Vacant Housing Units | 595 ( 4.1%) |
| Median Home Value | $762,307 |
| Average Home Value | $824,076 |
Housing Distribution
Address Breakdown
Residential
13,674
Single Family
11,890
Multi-Family
1,784
Businesses
1,155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
7,965 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91790, West Covina, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,495 (100%) |
| Owner Occupied HU | 8,554 (59.0%) |
| Renter Occupied HU | 5,346 (36.9%) |
| Vacant Housing Units | 595 ( 4.1%) |
| Median Home Value | $762,307 |
| Average Home Value | $824,076 |
Housing Distribution
Address Breakdown
Residential
13,674
Single Family
11,890
Multi-Family
1,784
Businesses
1,155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Yuzhi Hu • Vista Sotheby's International
Mls Name: CRMLS
Mls ID: #CV25276529