725 N Montgomery StClarksvilleAR72830
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 725 N Montgomery St, Clarksville, AR, 72830 in Clarksville hard to pass up. The 11.03% gross yield on a $219,900 purchase results in $2,021/mo in rent and $699/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.04). Annual cash flow of $8,387, five-year appreciation of $60,754, and $2,025/yr in equity build-up combine for a projected total cumulative return of $128,225.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 8.5% |
| Monthly Cash Flow | $699 | $400 |
City averages based on Clarksville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,021 |
| Total Monthly Debt Service | $1,234 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72830, Clarksville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,739 (100%) |
| Owner Occupied HU | 3,897 (57.8%) |
| Renter Occupied HU | 2,045 (30.3%) |
| Vacant Housing Units | 797 (11.8%) |
| Median Home Value | $160,898 |
| Average Home Value | $183,389 |
Housing Distribution
Address Breakdown
Residential
6,370
Single Family
6,239
Multi-Family
131
Businesses
611
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72830, Clarksville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,739 (100%) |
| Owner Occupied HU | 3,897 (57.8%) |
| Renter Occupied HU | 2,045 (30.3%) |
| Vacant Housing Units | 797 (11.8%) |
| Median Home Value | $160,898 |
| Average Home Value | $183,389 |
Housing Distribution
Address Breakdown
Residential
6,370
Single Family
6,239
Multi-Family
131
Businesses
611
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: James Stanley • Coldwell Banker Premier Realty
Mls Name: CARMLS
Mls ID: #25036363