7238 Osceola DrCincinnatiOH45243
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 7238 Osceola Dr, Cincinnati, OH, 45243 in Cincinnati speaks for itself: 10.17% gross on a $379,000 price, generating $3,212/mo in rent and $719/mo in net income after the $1,704/mo debt service. DSCR 1.88, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,633 stacks alongside $104,711 in projected five-year appreciation and $3,491/yr in principal reduction. Projected total cumulative return: $190,682.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.8% |
| Monthly Cash Flow | $719 | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,212 |
| Total Monthly Debt Service | $2,342 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1927
7,187 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45243, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,073 (100%) |
| Owner Occupied HU | 4,990 (82.2%) |
| Renter Occupied HU | 758 (12.5%) |
| Vacant Housing Units | 325 ( 5.4%) |
| Median Home Value | $590,695 |
| Average Home Value | $733,888 |
Housing Distribution
Address Breakdown
Residential
6,093
Single Family
5,864
Multi-Family
229
Businesses
410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1927
7,187 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45243, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,073 (100%) |
| Owner Occupied HU | 4,990 (82.2%) |
| Renter Occupied HU | 758 (12.5%) |
| Vacant Housing Units | 325 ( 5.4%) |
| Median Home Value | $590,695 |
| Average Home Value | $733,888 |
Housing Distribution
Address Breakdown
Residential
6,093
Single Family
5,864
Multi-Family
229
Businesses
410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shelley Miller • Coldwell Banker Realty
Mls Name: DABR MLS
Mls ID: #946682