723 N Moraine DrValdezAK99686
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 723 N Moraine Dr, Valdez, AK, 99686 in Valdez is narrow, $146/mo net on $2,096/mo rent after the $1,439/mo debt service, but the property operates at break-even-plus, not a loss. At $320,000 with a 7.86% yield, the long-run equity case via 5% appreciation ($88,410 over five years) and $2,947/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.46 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $130,568.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.0% |
| Monthly Cash Flow | $146 | $500 |
City averages based on Valdez market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,096 |
| Total Monthly Debt Service | $1,823 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99686, Valdez, AK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,373 (100%) |
| Owner Occupied HU | 1,142 (48.1%) |
| Renter Occupied HU | 631 (26.6%) |
| Vacant Housing Units | 600 (25.3%) |
| Median Home Value | $341,156 |
| Average Home Value | $334,930 |
Housing Distribution
Address Breakdown
Residential
27
Single Family
27
Multi-Family
0
Businesses
219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99686, Valdez, AK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,373 (100%) |
| Owner Occupied HU | 1,142 (48.1%) |
| Renter Occupied HU | 631 (26.6%) |
| Vacant Housing Units | 600 (25.3%) |
| Median Home Value | $341,156 |
| Average Home Value | $334,930 |
Housing Distribution
Address Breakdown
Residential
27
Single Family
27
Multi-Family
0
Businesses
219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices