723 Hard Tack TrlSan AntonioTX78245
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 723 Hard Tack Trl, San Antonio, TX, 78245 in San Antonio is the 1.51 coverage ratio: rent of $2,225/mo versus a $1,475/mo debt payment on a $328,000 property. Rental yield 8.14%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $90,620 by year five, with $3,021/yr in equity from paydown. Total projected cumulative return: $111,019.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.8% |
| Monthly Cash Flow | $(237) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,225 |
| Total Monthly Debt Service | $2,331 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
6,751 sqft lot
$N/A/sqft
$175 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78245, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 39,528 (100%) |
| Owner Occupied HU | 25,155 (63.6%) |
| Renter Occupied HU | 11,034 (27.9%) |
| Vacant Housing Units | 3,339 ( 8.4%) |
| Median Home Value | $281,142 |
| Average Home Value | $294,350 |
Housing Distribution
Address Breakdown
Residential
37,810
Single Family
31,340
Multi-Family
6,470
Businesses
930
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
6,751 sqft lot
$N/A/sqft
$175 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78245, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 39,528 (100%) |
| Owner Occupied HU | 25,155 (63.6%) |
| Renter Occupied HU | 11,034 (27.9%) |
| Vacant Housing Units | 3,339 ( 8.4%) |
| Median Home Value | $281,142 |
| Average Home Value | $294,350 |
Housing Distribution
Address Breakdown
Residential
37,810
Single Family
31,340
Multi-Family
6,470
Businesses
930
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kristen Schramme • Keller Williams Legacy
Mls Name: SABOR
Mls Provider:
Mls ID: #1876766
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.