723 Dry Creek DrChula VistaCA91914
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 723 Dry Creek Dr, Chula Vista, CA, 91914 in Chula Vista delivers $10,045/mo in gross rent and $1,908/mo in net monthly income at a $1,295,000 entry. The 9.31% yield and 1.73 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $357,785 over five years and $11,927/yr in equity from loan paydown, total projected return is $614,376.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 5.5% |
| Monthly Cash Flow | $1,908 | $300 |
City averages based on Chula Vista market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $10,045 |
| Total Monthly Debt Service | $7,622 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
N/A lot
$N/A/sqft
$126 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91914, Chula Vista, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,940 (100%) |
| Owner Occupied HU | 4,017 (81.3%) |
| Renter Occupied HU | 805 (16.3%) |
| Vacant Housing Units | 118 ( 2.4%) |
| Median Home Value | $932,072 |
| Average Home Value | $1,018,659 |
Housing Distribution
Address Breakdown
Residential
5,009
Single Family
4,892
Multi-Family
117
Businesses
544
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
N/A lot
$N/A/sqft
$126 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91914, Chula Vista, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,940 (100%) |
| Owner Occupied HU | 4,017 (81.3%) |
| Renter Occupied HU | 805 (16.3%) |
| Vacant Housing Units | 118 ( 2.4%) |
| Median Home Value | $932,072 |
| Average Home Value | $1,018,659 |
Housing Distribution
Address Breakdown
Residential
5,009
Single Family
4,892
Multi-Family
117
Businesses
544
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices