7226 Yosemite Park WayYosemite National ParkCA95389
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.24% gross rental yield, 7226 Yosemite Park Way, Yosemite National Park, CA, 95389 in Yosemite National Park is priced for capital growth, not immediate cash flow. The $1,090,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $301,147 by year five, with $10,039/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.60) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $168,772.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.2% | 7.0% |
| Monthly Cash Flow | $(3,801) | $1,500 |
City averages based on Yosemite National Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,942 |
| Total Monthly Debt Service | $6,309 |
| DSCR Ratio | 0.47x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95389, Yosemite National Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 842 (100%) |
| Owner Occupied HU | 87 (10.3%) |
| Renter Occupied HU | 197 (23.4%) |
| Vacant Housing Units | 558 (66.3%) |
| Median Home Value | $570,122 |
| Average Home Value | $598,563 |
Housing Distribution
Address Breakdown
Residential
89
Single Family
60
Multi-Family
29
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95389, Yosemite National Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 842 (100%) |
| Owner Occupied HU | 87 (10.3%) |
| Renter Occupied HU | 197 (23.4%) |
| Vacant Housing Units | 558 (66.3%) |
| Median Home Value | $570,122 |
| Average Home Value | $598,563 |
Housing Distribution
Address Breakdown
Residential
89
Single Family
60
Multi-Family
29
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Debra Kroon • Yosemite West Real Estate, Inc
Mls Name: Fresno MLS
Mls ID: #619134