7226 Split CreekSan AntonioTX78238
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 7226 Split Creek, San Antonio, TX, 78238 in San Antonio. Rental yield 7.7%. The 1.43 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $74,320 and $2,478/yr in principal reduction project total return of $84,745.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 5.8% |
| Monthly Cash Flow | $(292) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,727 |
| Total Monthly Debt Service | $1,912 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
7,701 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78238, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,867 (100%) |
| Owner Occupied HU | 4,611 (38.9%) |
| Renter Occupied HU | 6,045 (50.9%) |
| Vacant Housing Units | 1,211 (10.2%) |
| Median Home Value | $247,054 |
| Average Home Value | $279,236 |
Housing Distribution
Address Breakdown
Residential
11,400
Single Family
6,405
Multi-Family
4,995
Businesses
1,587
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
7,701 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78238, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,867 (100%) |
| Owner Occupied HU | 4,611 (38.9%) |
| Renter Occupied HU | 6,045 (50.9%) |
| Vacant Housing Units | 1,211 (10.2%) |
| Median Home Value | $247,054 |
| Average Home Value | $279,236 |
Housing Distribution
Address Breakdown
Residential
11,400
Single Family
6,405
Multi-Family
4,995
Businesses
1,587
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Analisa Gutierrez • Real Broker, LLC
Mls Name: SABOR
Mls Provider:
Mls ID: #1864878
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.