722 State Highway 175HardyAR72542
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.92% yield at 722 State Highway 175, Hardy, AR, 72542 in Hardy is solid, but the $899/mo payment compresses net cash flow to $118/mo at $199,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $55,229 by year five, and $1,841/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.47) without U.S. income documentation. Total projected return: $83,270.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 8.0% |
| Monthly Cash Flow | $118 | $1,200 |
City averages based on Hardy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,320 |
| Total Monthly Debt Service | $1,122 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72542, Hardy, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,437 (100%) |
| Owner Occupied HU | 1,346 (55.2%) |
| Renter Occupied HU | 382 (15.7%) |
| Vacant Housing Units | 709 (29.1%) |
| Median Home Value | $149,390 |
| Average Home Value | $187,678 |
Housing Distribution
Address Breakdown
Residential
1,870
Single Family
1,825
Multi-Family
45
Businesses
269
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72542, Hardy, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,437 (100%) |
| Owner Occupied HU | 1,346 (55.2%) |
| Renter Occupied HU | 382 (15.7%) |
| Vacant Housing Units | 709 (29.1%) |
| Median Home Value | $149,390 |
| Average Home Value | $187,678 |
Housing Distribution
Address Breakdown
Residential
1,870
Single Family
1,825
Multi-Family
45
Businesses
269
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices