722 Bay RdBay CityMI48706








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Bay City at 722 Bay Rd, Bay City, MI, 48706 with 5% annual appreciation on a $160,000 basis while $1,415/mo rent supports operations. Total monthly income totals $1,415/mo and a $783/mo payment preserves $360/mo for cash returns. Annual cash flow comes to $4,320/yr on $53,040 deployed, and return on cash invested reaches 28.05% in year one. Equity gained on principal adds $1,032/yr, and five-year appreciation sums $44,205 alongside rental yield of 10.61%. Five-year ROI measures 147.06% and total cumulative return in cash totals $78,002.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,415/mo property income versus a $783/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1932
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48706, Bay City, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,544 (100%) |
| Owner Occupied HU | 13,819 (74.5%) |
| Renter Occupied HU | 3,586 (19.3%) |
| Vacant Housing Units | 1,139 ( 6.1%) |
| Median Home Value | $169,366 |
| Average Home Value | $211,566 |
Housing Distribution
Address Breakdown
Residential
17,819
Single Family
16,686
Multi-Family
1,133
Businesses
1,168
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