7204 Croydon RdBaltimoreMD21207
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 7204 Croydon Rd, Baltimore, MD, 21207 in Baltimore delivers $2,653/mo in gross rent and $258/mo in net monthly income at a $385,000 entry. The 8.27% yield and 1.53 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $106,368 over five years and $3,546/yr in equity from loan paydown, total projected return is $162,676.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 4.8% |
| Monthly Cash Flow | $258 | $850 |
City averages based on Baltimore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,653 |
| Total Monthly Debt Service | $2,241 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
10,270 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21207, Gwynn Oak, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,732 (100%) |
| Owner Occupied HU | 11,264 (57.1%) |
| Renter Occupied HU | 6,973 (35.3%) |
| Vacant Housing Units | 1,495 ( 7.6%) |
| Median Home Value | $284,553 |
| Average Home Value | $333,769 |
Housing Distribution
Address Breakdown
Residential
19,354
Single Family
16,126
Multi-Family
3,228
Businesses
763
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
10,270 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21207, Gwynn Oak, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,732 (100%) |
| Owner Occupied HU | 11,264 (57.1%) |
| Renter Occupied HU | 6,973 (35.3%) |
| Vacant Housing Units | 1,495 ( 7.6%) |
| Median Home Value | $284,553 |
| Average Home Value | $333,769 |
Housing Distribution
Address Breakdown
Residential
19,354
Single Family
16,126
Multi-Family
3,228
Businesses
763
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices