7201 Wayne AveUpper DarbyPA19082
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 7201 Wayne Ave, Upper Darby, PA, 19082 in Upper Darby worth study. Rental yield 3.68%. The 3.68% gross yield is below cash-flow benchmarks at $499,900, but 5% annual appreciation, adding $138,113 over five years, frames this as a capital growth position. Rent of $1,533/mo partially offsets the $2,248/mo payment. Ziffy Mortgage finances appreciation-play properties (0.68 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $78,186.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 6.2% |
| Monthly Cash Flow | $(1,971) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,533 |
| Total Monthly Debt Service | $3,077 |
| DSCR Ratio | 0.50x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
7,013 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19082, Upper Darby, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,086 (100%) |
| Owner Occupied HU | 7,393 (46.0%) |
| Renter Occupied HU | 7,585 (47.2%) |
| Vacant Housing Units | 1,108 ( 6.9%) |
| Median Home Value | $171,673 |
| Average Home Value | $240,421 |
Housing Distribution
Address Breakdown
Residential
15,418
Single Family
12,673
Multi-Family
2,745
Businesses
1,078
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
7,013 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19082, Upper Darby, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,086 (100%) |
| Owner Occupied HU | 7,393 (46.0%) |
| Renter Occupied HU | 7,585 (47.2%) |
| Vacant Housing Units | 1,108 ( 6.9%) |
| Median Home Value | $171,673 |
| Average Home Value | $240,421 |
Housing Distribution
Address Breakdown
Residential
15,418
Single Family
12,673
Multi-Family
2,745
Businesses
1,078
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mohammed Ullah • BHHS Fox&Roach-Newtown Square
Mls Name: Bright MLS
Mls ID: #PADE2098396