720 E Penzance CircleNixaMO65714
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 720 E Penzance Circle, Nixa, MO, 65714 in Nixa at $336,500 earns $2,131/mo in rent and nets $35/mo after the $1,513/mo payment, a 7.6% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $92,969 over five years. Ziffy Mortgage underwrites this on a 1.41 DSCR without U.S. credit history. With $3,099/yr in principal paydown, total projected return reaches $129,974.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $35 | $1,250 |
City averages based on Nixa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,131 |
| Total Monthly Debt Service | $1,962 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65714, Nixa, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,392 (100%) |
| Owner Occupied HU | 11,180 (72.6%) |
| Renter Occupied HU | 3,691 (24.0%) |
| Vacant Housing Units | 521 ( 3.4%) |
| Median Home Value | $316,728 |
| Average Home Value | $358,862 |
Housing Distribution
Address Breakdown
Residential
14,841
Single Family
14,469
Multi-Family
372
Businesses
1,185
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65714, Nixa, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,392 (100%) |
| Owner Occupied HU | 11,180 (72.6%) |
| Renter Occupied HU | 3,691 (24.0%) |
| Vacant Housing Units | 521 ( 3.4%) |
| Median Home Value | $316,728 |
| Average Home Value | $358,862 |
Housing Distribution
Address Breakdown
Residential
14,841
Single Family
14,469
Multi-Family
372
Businesses
1,185
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices