72 Harding StElginIL60123
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Elgin at 72 Harding St, Elgin, IL, 60123 at $191,900 posts ROI 21.99% with $110/mo cash flow from $1,441/mo rent. Total monthly income equals $1,441/mo, and annual cash flow records $1,322/yr on $63,615 to close. Return on cash invested measures 21.99% and rental yield reads 9.01% at the current $191,900. Equity gained on principal adds $1,238/yr, and 5% annual appreciation supports $53,018 by year five. Five-year ROI prints 115.04% and total cumulative return in cash totals $73,185.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $1,441/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in N/A
6,072 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60123, Elgin, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,172 (100%) |
| Owner Occupied HU | 11,272 (62.0%) |
| Renter Occupied HU | 6,153 (33.9%) |
| Vacant Housing Units | 747 ( 4.1%) |
| Median Home Value | $269,733 |
| Average Home Value | $313,397 |
Housing Distribution
Address Breakdown
Residential
17,284
Single Family
13,804
Multi-Family
3,480
Businesses
1,463
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