7163 Calero Hills CtSan JoseCA95139
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.53 makes 7163 Calero Hills Ct, San Jose, CA, 95139 in San Jose one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 8.26%. The 8.26% yield, 5% annual appreciation ($272,137 over five years), and $9,072/yr in principal reduction project a total cumulative return of $371,256.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.0% |
| Monthly Cash Flow | $(88) | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,784 |
| Total Monthly Debt Service | $6,480 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1976
2,450 sqft lot
$N/A/sqft
$570 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95139, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,283 (100%) |
| Owner Occupied HU | 1,762 (77.2%) |
| Renter Occupied HU | 484 (21.2%) |
| Vacant Housing Units | 37 ( 1.6%) |
| Median Home Value | $1,192,475 |
| Average Home Value | $1,290,261 |
Housing Distribution
Address Breakdown
Residential
2,220
Single Family
2,136
Multi-Family
84
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1976
2,450 sqft lot
$N/A/sqft
$570 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95139, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,283 (100%) |
| Owner Occupied HU | 1,762 (77.2%) |
| Renter Occupied HU | 484 (21.2%) |
| Vacant Housing Units | 37 ( 1.6%) |
| Median Home Value | $1,192,475 |
| Average Home Value | $1,290,261 |
Housing Distribution
Address Breakdown
Residential
2,220
Single Family
2,136
Multi-Family
84
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices