7155 Rouse CtSan JoseCA95139
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 7155 Rouse Ct, San Jose, CA, 95139 in San Jose at $800,000. Rental yield 6.94%. The 6.94% yield and 1.29 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $221,025 by year five, and $7,368/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $282,451.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.0% |
| Monthly Cash Flow | $(660) | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,624 |
| Total Monthly Debt Service | $4,631 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1979
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95139, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,283 (100%) |
| Owner Occupied HU | 1,762 (77.2%) |
| Renter Occupied HU | 484 (21.2%) |
| Vacant Housing Units | 37 ( 1.6%) |
| Median Home Value | $1,192,475 |
| Average Home Value | $1,290,261 |
Housing Distribution
Address Breakdown
Residential
2,220
Single Family
2,136
Multi-Family
84
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1979
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95139, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,283 (100%) |
| Owner Occupied HU | 1,762 (77.2%) |
| Renter Occupied HU | 484 (21.2%) |
| Vacant Housing Units | 37 ( 1.6%) |
| Median Home Value | $1,192,475 |
| Average Home Value | $1,290,261 |
Housing Distribution
Address Breakdown
Residential
2,220
Single Family
2,136
Multi-Family
84
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Travis R. Bertelsen • Christie's International Real Estate Sereno
Mls Name: MLSListings Inc
Mls ID: #ML82031287