7155 Carruth RdWilsonLA70789
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 7155 Carruth Rd, Wilson, LA, 70789 in Wilson is capital appreciation. Rental yield 2.48%. The 2.48% gross yield at $459,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $126,813 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.46) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $52,192.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.5% | 9.0% |
| Monthly Cash Flow | $(1,894) | $450 |
City averages based on Wilson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $949 |
| Total Monthly Debt Service | $2,661 |
| DSCR Ratio | 0.36x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
22.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70789, Wilson, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 255 (100%) |
| Owner Occupied HU | 168 (65.9%) |
| Renter Occupied HU | 38 (14.9%) |
| Vacant Housing Units | 49 (19.2%) |
| Median Home Value | $179,167 |
| Average Home Value | $265,685 |
Housing Distribution
Address Breakdown
Residential
89
Single Family
70
Multi-Family
19
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
22.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70789, Wilson, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 255 (100%) |
| Owner Occupied HU | 168 (65.9%) |
| Renter Occupied HU | 38 (14.9%) |
| Vacant Housing Units | 49 (19.2%) |
| Median Home Value | $179,167 |
| Average Home Value | $265,685 |
Housing Distribution
Address Breakdown
Residential
89
Single Family
70
Multi-Family
19
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices