7151 Beach View DrLotusCA95651
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 7151 Beach View Dr, Lotus, CA, 95651 in Lotus. Rental yield 7.28%. The 1.35 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $165,741 and $5,525/yr in principal reduction project total return of $222,900.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.2% |
| Monthly Cash Flow | $(71) | $1,500 |
City averages based on Lotus market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,640 |
| Total Monthly Debt Service | $3,472 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
1.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95651, Lotus, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 487 (100%) |
| Owner Occupied HU | 382 (78.4%) |
| Renter Occupied HU | 64 (13.1%) |
| Vacant Housing Units | 41 ( 8.4%) |
| Median Home Value | $657,197 |
| Average Home Value | $690,216 |
Housing Distribution
Address Breakdown
Residential
148
Single Family
148
Multi-Family
0
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
1.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95651, Lotus, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 487 (100%) |
| Owner Occupied HU | 382 (78.4%) |
| Renter Occupied HU | 64 (13.1%) |
| Vacant Housing Units | 41 ( 8.4%) |
| Median Home Value | $657,197 |
| Average Home Value | $690,216 |
Housing Distribution
Address Breakdown
Residential
148
Single Family
148
Multi-Family
0
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rose Gonzales • Realty Of America
Mls Name: MetroList Services of CA
Mls ID: #225104654