715 Miners PsgeClioCA96106
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 715 Miners Psge, Clio, CA, 96106 in Clio hard to pass up. The 17.97% gross yield on a $129,000 purchase results in $1,932/mo in rent and $1,041/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.33). Annual cash flow of $12,493, five-year appreciation of $35,640, and $1,188/yr in equity build-up combine for a projected total cumulative return of $116,352.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18% | 5.0% |
| Monthly Cash Flow | $1,041 | $900 |
City averages based on Clio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,932 |
| Total Monthly Debt Service | $840 |
| DSCR Ratio | 2.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
0.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96106, Clio, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 362 (100%) |
| Owner Occupied HU | 151 (41.7%) |
| Renter Occupied HU | 28 ( 7.7%) |
| Vacant Housing Units | 183 (50.6%) |
| Median Home Value | $538,580 |
| Average Home Value | $542,053 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
0.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96106, Clio, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 362 (100%) |
| Owner Occupied HU | 151 (41.7%) |
| Renter Occupied HU | 28 ( 7.7%) |
| Vacant Housing Units | 183 (50.6%) |
| Median Home Value | $538,580 |
| Average Home Value | $542,053 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices