715 Market StBentonPA17814
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 715 Market St, Benton, PA, 17814 in Benton is narrow, $151/mo net on $1,131/mo rent after the $672/mo debt service, but the property operates at break-even-plus, not a loss. At $149,500 with a 9.08% yield, the long-run equity case via 5% appreciation ($41,304 over five years) and $1,377/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.68 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $66,744.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $151 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,131 |
| Total Monthly Debt Service | $920 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
9,017 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17814, Benton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,601 (100%) |
| Owner Occupied HU | 1,543 (59.3%) |
| Renter Occupied HU | 357 (13.7%) |
| Vacant Housing Units | 701 (27.0%) |
| Median Home Value | $265,270 |
| Average Home Value | $300,109 |
Housing Distribution
Address Breakdown
Residential
1,895
Single Family
1,883
Multi-Family
12
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
9,017 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17814, Benton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,601 (100%) |
| Owner Occupied HU | 1,543 (59.3%) |
| Renter Occupied HU | 357 (13.7%) |
| Vacant Housing Units | 701 (27.0%) |
| Median Home Value | $265,270 |
| Average Home Value | $300,109 |
Housing Distribution
Address Breakdown
Residential
1,895
Single Family
1,883
Multi-Family
12
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dawn Zwolinski • eXp Realty Mountain Top
Mls Name: Luzerne County AOR
Mls ID: #25-3912