7144 Kamehameha V Hwy #B205KaunakakaiHI96748
INVESTMENT ANALYSIS
Investment Verdict
Solid Income7144 Kamehameha V Hwy #B205, Kaunakakai, HI, 96748 in Kaunakakai is a solid income-producing rental, 8.35% gross yield, $1,705/mo rent, $310/mo net cash flow on a $245,000 buy. DSCR 1.55 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $67,689 and $2,256/yr in principal reduction project a total cumulative return of $112,288.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.0% |
| Monthly Cash Flow | $310 | $500 |
City averages based on Kaunakakai market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,705 |
| Total Monthly Debt Service | $1,298 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1975
5.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96748, Kaunakakai, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,979 (100%) |
| Owner Occupied HU | 1,071 (54.1%) |
| Renter Occupied HU | 539 (27.2%) |
| Vacant Housing Units | 369 (18.6%) |
| Median Home Value | $414,372 |
| Average Home Value | $546,141 |
Housing Distribution
Address Breakdown
Residential
354
Single Family
354
Multi-Family
0
Businesses
217
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1975
5.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96748, Kaunakakai, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,979 (100%) |
| Owner Occupied HU | 1,071 (54.1%) |
| Renter Occupied HU | 539 (27.2%) |
| Vacant Housing Units | 369 (18.6%) |
| Median Home Value | $414,372 |
| Average Home Value | $546,141 |
Housing Distribution
Address Breakdown
Residential
354
Single Family
354
Multi-Family
0
Businesses
217
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Zoe Berg-Pitt S.189296 • Compass-W
Mls Name: RAM
Mls ID: #406748