714-716 W 21st StNorth Little RockAR72114
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.96% yield at 714-716 W 21st St, North Little Rock, AR, 72114 in North Little Rock is solid, but the $616/mo payment compresses net cash flow to $199/mo at $137,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $37,851 by year five, and $1,262/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.66) without U.S. income documentation. Total projected return: $64,679.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 7.2% |
| Monthly Cash Flow | $199 | $850 |
City averages based on North Little Rock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,022 |
| Total Monthly Debt Service | $769 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1957
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72114, North Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,170 (100%) |
| Owner Occupied HU | 1,435 (20.0%) |
| Renter Occupied HU | 4,397 (61.3%) |
| Vacant Housing Units | 1,338 (18.7%) |
| Median Home Value | $146,449 |
| Average Home Value | $234,911 |
Housing Distribution
Address Breakdown
Residential
6,217
Single Family
4,467
Multi-Family
1,750
Businesses
894
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1957
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72114, North Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,170 (100%) |
| Owner Occupied HU | 1,435 (20.0%) |
| Renter Occupied HU | 4,397 (61.3%) |
| Vacant Housing Units | 1,338 (18.7%) |
| Median Home Value | $146,449 |
| Average Home Value | $234,911 |
Housing Distribution
Address Breakdown
Residential
6,217
Single Family
4,467
Multi-Family
1,750
Businesses
894
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dustin Turner • Exp Realty
Mls Name: CARMLS
Mls Provider:
Mls ID: #25015685
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.